<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1"><url><loc>https://kumo.substack.com/archive</loc><changefreq>daily</changefreq></url><url><loc>https://kumo.substack.com/about</loc><changefreq>weekly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-214-sba-fee-waiver-is-improving</loc><lastmod>2026-06-12</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-213-private-equity-demand</loc><lastmod>2026-06-05</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-212-eta-operators-debate</loc><lastmod>2026-05-29</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-211-new-sba-limit-lets</loc><lastmod>2026-05-22</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-210-high-customer-concentration</loc><lastmod>2026-05-15</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-209-reorder-cycles-and</loc><lastmod>2026-05-08</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-208-why-deals-look-great</loc><lastmod>2026-05-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-207-5-tax-risks-main-street</loc><lastmod>2026-04-24</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-206-new-sba-loan-site-that</loc><lastmod>2026-04-17</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-205-questions-to-ask-brokers</loc><lastmod>2026-04-10</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-204-how-to-review-a-p-and</loc><lastmod>2026-04-03</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-203-what-happens-when-a</loc><lastmod>2026-03-27</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-202-how-to-balance-concessions</loc><lastmod>2026-03-20</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-201-a-fast-screen-searchers</loc><lastmod>2026-03-13</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-200-recent-report-finds</loc><lastmod>2026-03-06</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-199-how-to-spot-a-bad-deal</loc><lastmod>2026-02-27</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-198-how-to-use-micro-acquisitions</loc><lastmod>2026-02-20</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-197-industry-experts-weigh</loc><lastmod>2026-02-13</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-196-lessons-from-a-firm</loc><lastmod>2026-02-06</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-195-a-few-operational-landmines</loc><lastmod>2026-01-30</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-194-why-main-street-m-and</loc><lastmod>2026-01-23</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-193-when-and-how-to-use</loc><lastmod>2026-01-16</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-192-read-this-before-using</loc><lastmod>2026-01-09</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-191-how-eta-operators-could</loc><lastmod>2026-01-02</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-190-detailed-data-packed</loc><lastmod>2025-12-26</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-189-a-year-end-recap-of</loc><lastmod>2025-12-19</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-188-a-look-at-mid-size</loc><lastmod>2025-12-12</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-187-sba-just-signaled-bigger</loc><lastmod>2025-12-05</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-186-should-you-kill-your</loc><lastmod>2025-11-28</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-185-3-culture-diligence</loc><lastmod>2025-11-21</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-184-valuation-methods-for</loc><lastmod>2025-11-14</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-183-the-fastest-way-to</loc><lastmod>2025-11-07</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-182-how-to-keep-your-eta</loc><lastmod>2025-10-31</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-181-how-to-assess-a-business</loc><lastmod>2025-10-24</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-180-the-traits-that-separate</loc><lastmod>2025-10-17</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-179-hidden-tax-traps-and</loc><lastmod>2025-10-10</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-178-top-post-acquisition</loc><lastmod>2025-10-03</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-177-how-pe-firms-use-ai</loc><lastmod>2025-09-26</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-176-pricing-power-explained</loc><lastmod>2025-09-19</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-175-avoiding-the-4-fatal</loc><lastmod>2025-09-12</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-174-why-investors-in-your</loc><lastmod>2025-09-05</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-173-eta-model-analysis</loc><lastmod>2025-08-29</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-172-how-to-keep-a-deal</loc><lastmod>2025-08-22</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-171-sba-weekly-roundup</loc><lastmod>2025-08-15</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-170-tax-benefits-of-asset</loc><lastmod>2025-08-08</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-169-how-churn-impacts-business</loc><lastmod>2025-08-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-168-ai-powered-deal-analysis</loc><lastmod>2025-07-24</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-167-how-to-calculate-how</loc><lastmod>2025-07-17</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-166-earnout-payments-101</loc><lastmod>2025-07-11</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-165-ai-driven-human-led</loc><lastmod>2025-07-03</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-164-breaking-down-the-sbas</loc><lastmod>2025-06-26</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-163-new-us-bank-small-business</loc><lastmod>2025-06-19</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-162-how-sbic-funds-work</loc><lastmod>2025-06-13</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-161-how-to-use-the-13-week</loc><lastmod>2025-06-07</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-160-new-sba-update-targets</loc><lastmod>2025-05-31</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-159-10-ways-to-translate</loc><lastmod>2025-05-24</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-158-5-ways-smb-deals-go</loc><lastmod>2025-05-16</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-157-8-common-deal-sourcing</loc><lastmod>2025-05-09</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-156-sba-loan-cushion-rescues</loc><lastmod>2025-05-02</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-155-introducing-kumo-news</loc><lastmod>2025-04-25</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-154-when-to-build-vs-buy</loc><lastmod>2025-04-18</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-153-from-5m-to-10m-sba</loc><lastmod>2025-04-11</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-152-what-exactly-search</loc><lastmod>2025-04-04</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-151-top-errors-to-watch</loc><lastmod>2025-03-28</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-150-the-next-billion-dollar</loc><lastmod>2025-03-20</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-149-eta-expert-explores</loc><lastmod>2025-03-13</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-148-kumo-has-been-acquired</loc><lastmod>2025-03-07</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-147-seller-equity-rollovers</loc><lastmod>2025-02-28</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-146-investor-explains-why</loc><lastmod>2025-02-21</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-145-9-aspects-of-eta-that</loc><lastmod>2025-02-14</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-144-how-to-compare-self</loc><lastmod>2025-02-07</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-143-how-to-survive-buying</loc><lastmod>2025-01-31</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-142-top-business-attributes</loc><lastmod>2025-01-24</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-141-how-the-proof-of-cash</loc><lastmod>2025-01-17</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-140-how-to-stand-out-as</loc><lastmod>2025-01-10</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-139-is-it-better-to-sell</loc><lastmod>2025-01-03</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-138-pe-investor-discusses</loc><lastmod>2024-12-27</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-137-buyer-had-40k-to-buy</loc><lastmod>2024-12-20</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-136-how-to-estimate-when</loc><lastmod>2024-12-13</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-135-is-it-better-to-buy</loc><lastmod>2024-12-06</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-134-smb-lender-talks-about</loc><lastmod>2024-11-29</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-133-loi-structures-using</loc><lastmod>2024-11-22</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-132-5-forces-framework</loc><lastmod>2024-11-15</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-131-navigating-the-offer</loc><lastmod>2024-11-08</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-130-types-of-smb-acquisition</loc><lastmod>2024-11-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-129-searcher-turned-owner</loc><lastmod>2024-10-25</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-128-industry-experts-weigh</loc><lastmod>2024-10-18</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-127-6-bank-relationship</loc><lastmod>2024-10-11</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-126-holdco-building-blocks</loc><lastmod>2024-10-04</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-125-operators-dictionary</loc><lastmod>2024-09-27</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-124-all-about-net-working</loc><lastmod>2024-09-20</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-123-cpa-explains-how-to</loc><lastmod>2024-09-13</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-122-how-franchise-bolt</loc><lastmod>2024-09-05</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-121-how-to-use-unit-economics</loc><lastmod>2024-08-29</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-120-m-and-a-lawyer-explains</loc><lastmod>2024-08-22</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-119-10-elements-of-a-robust</loc><lastmod>2024-08-16</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-118-an-effective-4-point</loc><lastmod>2024-08-08</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-117-deal-killer-of-the</loc><lastmod>2024-07-31</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-116-differences-between</loc><lastmod>2024-07-26</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-115-new-financials-vetting</loc><lastmod>2024-07-19</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-114-what-to-consider-when</loc><lastmod>2024-07-11</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-113-how-to-present-your</loc><lastmod>2024-07-05</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-112-a-9-point-inventory</loc><lastmod>2024-06-27</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-111-ways-to-increase-business</loc><lastmod>2024-06-20</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-110-6-types-of-invisible</loc><lastmod>2024-06-13</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-109-when-to-expect-a-liquidity</loc><lastmod>2024-06-07</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-108-4-ways-to-gain-leverage</loc><lastmod>2024-05-30</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-107-attorney-explains-the</loc><lastmod>2024-05-22</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-106-using-a-companys-equipment</loc><lastmod>2024-05-16</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-105-how-to-use-the-operating</loc><lastmod>2024-05-08</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-104-ways-to-expose-how</loc><lastmod>2024-05-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-103-top-5-loi-missteps</loc><lastmod>2024-04-24</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-102-4-budgeting-methods</loc><lastmod>2024-04-17</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-101-6-myths-and-misconceptions</loc><lastmod>2024-04-10</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-100-how-much-to-budget</loc><lastmod>2024-04-04</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-099-balance-sheets-statement</loc><lastmod>2024-03-27</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-098-how-to-use-return-on</loc><lastmod>2024-03-21</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-097-10-cash-kpis-defined</loc><lastmod>2024-03-13</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-096-what-to-ask-the-seller</loc><lastmod>2024-03-07</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-095-stock-sale-vs-asset</loc><lastmod>2024-02-27</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-094-two-most-common-smb</loc><lastmod>2024-02-21</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-093-comparing-m-and-a-closing</loc><lastmod>2024-02-14</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-092-two-ways-to-pivot-after</loc><lastmod>2024-02-07</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-091-simple-step-by-step</loc><lastmod>2024-01-31</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-090-20-questions-to-ask</loc><lastmod>2024-01-25</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-089-why-you-need-to-invest</loc><lastmod>2024-01-17</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-088-how-to-structure-a</loc><lastmod>2024-01-10</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-087-detailed-list-of-due</loc><lastmod>2024-01-04</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-086-2023-wrap-with-peak</loc><lastmod>2023-12-27</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-085-16-questions-to-ask</loc><lastmod>2023-12-20</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-084-top-5-sba-financing</loc><lastmod>2023-12-14</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-083-due-diligence-checklist</loc><lastmod>2023-12-07</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-082-benefits-of-implementing</loc><lastmod>2023-11-29</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-081-post-close-seller-relationships</loc><lastmod>2023-11-21</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-080-a-residential-services</loc><lastmod>2023-11-15</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-079-4-types-of-holdcos</loc><lastmod>2023-11-09</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-078-how-to-optimize-business</loc><lastmod>2023-11-02</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-077-how-to-snowball-a-300000</loc><lastmod>2023-10-25</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-076-how-to-create-a-business</loc><lastmod>2023-10-19</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-075-warren-buffetts-financial</loc><lastmod>2023-10-12</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-074-4-month-formula-to</loc><lastmod>2023-10-05</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-073-sba-7a-approval-process</loc><lastmod>2023-09-28</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-072-small-business-valuation</loc><lastmod>2023-09-20</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-071-how-to-structure-a</loc><lastmod>2023-09-14</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-070-buyer-brings-40k-to</loc><lastmod>2023-09-07</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-069-step-by-step-business</loc><lastmod>2023-08-30</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-068-due-diligence-blind</loc><lastmod>2023-08-23</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-067-digital-marketing-wins</loc><lastmod>2023-08-16</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-066-before-you-buy-due</loc><lastmod>2023-08-10</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-065-pricing-strategies</loc><lastmod>2023-08-02</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-064-13-types-of-deal-structures</loc><lastmod>2023-07-26</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-063-study-shows-strategic</loc><lastmod>2023-07-20</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-062-how-a-home-services</loc><lastmod>2023-07-13</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-061-seriously-sound-advice</loc><lastmod>2023-07-06</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-060-holdco-ceo-vs-regular</loc><lastmod>2023-06-28</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-059-new-real-time-consumer</loc><lastmod>2023-06-21</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-058-the-only-kpi-you-need</loc><lastmod>2023-06-15</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-057-the-biggest-mistake</loc><lastmod>2023-06-07</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-056-updates-on-debt-ceiling</loc><lastmod>2023-05-31</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-055-efs-state-of-the-industry</loc><lastmod>2023-05-23</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-054-what-you-need-to-know</loc><lastmod>2023-05-16</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-053-what-you-missed-about</loc><lastmod>2023-05-09</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/the-basics-of-qoe-when-buying-a-business</loc><lastmod>2023-05-02</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-052-how-to-harness-chatgpt</loc><lastmod>2023-04-25</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-051-results-from-the-2023</loc><lastmod>2023-04-18</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-050-8-steps-and-tools-for</loc><lastmod>2023-04-11</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-049-how-are-pe-firms-funding</loc><lastmod>2023-04-11</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-048-top-takeaways-from</loc><lastmod>2023-03-29</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-047-how-one-holdco-with</loc><lastmod>2023-03-28</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-046-japans-business-owners</loc><lastmod>2023-03-16</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/new-feature-on-kumo-ai-powered-business</loc><lastmod>2023-03-09</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-045-how-one-pe-pro-evaluates</loc><lastmod>2023-03-08</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-044-the-blueprint-to-acquiring</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-043-which-kpis-are-the</loc><lastmod>2023-02-07</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-042-the-13-questions-you</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-041-heres-what-sellers</loc><lastmod>2023-01-25</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-040-how-one-pro-bought</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-039-the-2023-self-funded</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-038-the-27-best-threads</loc><lastmod>2023-02-15</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/kumos-year-in-review-265b-worth-of</loc><lastmod>2023-02-15</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-037-sell-a-cash-flowing</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-036-136-comments-to-the</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-035-why-the-next-8-weeks</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-034-how-to-really-speak</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-033-how-eta-will-change</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-032-the-gory-details-of</loc><lastmod>2023-02-14</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-031-are-searchers-the-most</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-030-the-most-straightforward</loc><lastmod>2023-02-14</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-029-are-rollups-the-most</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/new-pricing-on-kumo-now-you-can-get</loc><lastmod>2023-02-13</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-028-how-one-entrepreneur</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-027-a-49-tweet-masterclass</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-026-whats-your-advice-on</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-025-maintain-discipline</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-024-why-ebitda-can-be-a</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-023-searching-can-be-lonely-673</loc><lastmod>2023-02-12</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-022-a-business-with-87</loc><lastmod>2023-02-12</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-021-whats-the-best-tip</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-020-a-real-life-play-by</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-019-turns-out-eggcartonscom</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-018-how-rate-hikes-and</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/one-email-60000-deals-your-3-minute</loc><lastmod>2023-02-12</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-017-i-bought-3-companies</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-016-what-am-i-missing-about</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-015-the-best-question-to</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/new-feature-on-kumo-filter-60000</loc><lastmod>2023-02-11</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-014-why-you-need-to-dream</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/how-kumo-works-a-5-minute-primer</loc><lastmod>2023-02-11</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-013-the-7-biggest-mistakes</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-012-send-this-blueprint</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-011-the-easiest-way-to-cea</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-010-our-beta-is-live</loc><lastmod>2023-03-01</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/our-beta-is-officially-live</loc><lastmod>2023-02-11</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-009-we-now-know-who-is</loc><lastmod>2023-02-11</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-008-how-far-you-can-go</loc><lastmod>2023-02-11</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/a-better-search-is-coming-our-beta</loc><lastmod>2023-02-11</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-007-the-state-of-the-smb</loc><lastmod>2023-02-10</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-006-the-practical-guide</loc><lastmod>2023-02-10</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-005-the-maslov-hierarchy</loc><lastmod>2023-02-10</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/the-best-reading-list-for-books-on-4bd</loc><lastmod>2023-02-10</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-004-where-self-funded-searchers</loc><lastmod>2023-02-10</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/3-strategies-to-protect-your-mental</loc><lastmod>2023-02-10</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-003</loc><lastmod>2023-02-10</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/34-best-podcasts-for-buying-and-operating</loc><lastmod>2023-02-10</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/not-all-brokers-are-created-equal</loc><lastmod>2023-02-10</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-002-entrepreneurship-is</loc><lastmod>2023-02-10</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/take-five-001-the-best-road-to-a</loc><lastmod>2023-02-10</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/fortune-favors-the-fast-reflections</loc><lastmod>2023-02-10</lastmod><changefreq>monthly</changefreq></url><url><loc>https://kumo.substack.com/p/welcome-to-kumo</loc><lastmod>2022-03-21</lastmod><changefreq>monthly</changefreq></url></urlset>